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Spectrum Hale Partners LLC, Scottsdale, AZ. Advantage Funding Group LLC, Saint Paul, MN. Coldwater Canyon Capital, LLC, Broomall, PA. Does Refinancing Hurt Your Credit Score? Personal Home Mortgage Services, Inc. Moore Lending Group acquired by Sierra Pacific Mortgage Company, Inc. When you refinance, you could opt to extend the term of your home loan to lower your monthly mortgage payment. Home Financial Services, Inc.
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